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Paypal Vs Paypal Alternatives In Australia: Let’s Decide


In today’s ever-changing world of online payment options, the discussion around choosing between PayPal and Paypal alternative services in Australia has become increasingly relevant. As both businesses and individuals look for safe and effective ways to handle digital transactions, weighing the pros and cons of PayPal and its competitors is vital for making informed decisions.

Picking the best PayPal payment alternatives in Australia depends on your specific needs.

As an online business owner in Australia, you know that “one size fits all” rarely applies in the e-commerce industry. That’s why, choosing a reliable PayPal alternative is more than just a switch; it’s a strategic move to upscale your business.

With over 15 million active accounts, PayPal is one of the most popular online payment gateways in Australia. The ease, security, and broad acceptance of PayPal have made it popular in Australia. Paying online retailers, receiving money from friends and family, and taking withdrawals from your bank account are all possible with PayPal.

You might wish to search for a PayPal alternative in Australia for a few reasons, though. Fees from PayPal can add up, particularly when making purchases abroad. There have also been instances of PayPal holding funds and accounts indefinitely.

If you’re managing an online business in Australia and considering options other than PayPal, this guide is for you or you can consult with website design company in Australia.

We’ll explore the top 7 PayPal alternatives for your Australian online business. Whether you want to save on fees or need a more personalized payment solution, we’ve got you covered.

List Of Top 7 PayPal Alternatives For Online Businesses In Australia


When it comes to PayPal alternatives in Australia, Braintree stands out as a top choice. Owned by PayPal itself, Braintree offers a seamless integration for online businesses. It’s known for its developer-friendly approach and excellent customer support, making it a strong contender for e-commerce ventures down under.

Transaction Fees

  • Debit cards (without PIN), credit cards, and mobile wallets: 2.59% + $0.49 per transaction.
  • Venmo transactions (U.S. only): 3.49% + $0.49 per transaction.
  • ACH direct debit transactions: 0.75% per transaction, capped at $5.


SecurePay is a payment gateway that emphasizes security and reliability. With a range of payment solutions and fraud prevention tools, it’s a great choice for online businesses in Australia. Choosing SecurePay as your PayPal alternative can help you build trust with your customers.

Transaction Fees

  • Domestic cards: 1.75% + $0.30 per transaction.
  • International cards: 2.90% + $0.30 per transaction.


Stripe is another prominent alternative to PayPal that’s widely used in Australia. Known for its flexibility and ease of use, Stripe provides a robust platform for online businesses. Its straightforward integration options make it a favorite among entrepreneurs looking for a PayPal alternative in Australia.

Transaction Fees

  • Domestic: 1.75% + A$0.30 per transaction.
  • International: 2.90% + A$0.30 per transaction.


Venmo, owned by PayPal, is a peer-to-peer payment app gaining popularity in Australia. While it’s not a traditional payment gateway for businesses, it can be useful for small online ventures. Customers can make payments easily using Venmo, making it an attractive option as a PayPal alternative in Australia for businesses with a younger, tech-savvy audience.

Transaction Fees

  • Venmo fees: 1.9% + $0.10 per payment.
  • Chargeback: $25-50, depending on the outcome.


eWay is an Australian-based payment gateway that caters specifically to regional businesses. It offers a secure and reliable payment processing system, making it a top choice for local e-commerce ventures. For those looking for a PayPal alternative in Australia with a strong local presence, eWay is an excellent option.

Transaction Fees

Fees for both domestic and international transactions: 1.50% + A$0.25 (for Visa and Mastercard).

Amazon Pay:

Amazon Pay is a well-known PayPal alternative for e-commerce businesses in Australia. It provides a seamless shopping experience for customers, with their existing Amazon accounts. For businesses that want to leverage the trust and convenience of Amazon, this PayPal alternative is a solid choice.

Transaction fees

  • Web and mobile transactions: 2.9% + 30 cents.
  • Alexa transactions: 4% + 30 cents.
  • Cross-border transactions have an additional 1% fee.


AfterPay is a “buy now, pay later” service that has gained a significant rise in Australia. While it’s not a traditional payment gateway, it’s worth considering for businesses looking for a unique payment solution. AfterPay can attract customers by allowing them to pay for their purchases in installments.

Transaction fees

Domestic fees vary from 3% to 7% (volume-dependent) plus A$0.30. International transactions are not applicable.


The best PayPal alternative in Australia depends on your goals. Though PayPal is well-known and widely used, there are times when you need to consider other options or get in touch with reputed eCommerce website design company in Australia. Braintree, SecurePay, Stripe, Venmo, eWay, Amazon Pay, and AfterPay each bring unique advantages to the table, tailored to your specific needs.

Opting for the best PayPal alternative in Australia can elevate your business and give your customers a payment experience that suits your goals, whether it’s about cost savings or offering special payment solutions. You can partner with any affordable web development company in Australia for custom Payment gateway solution.

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    Pranjal Mehta

    Pranjal Mehta is the Managing Director of Zealous System, a leading software solutions provider. Having 10+ years of experience and clientele across the globe, he is always curious to stay ahead in the market by inculcating latest technologies and trends in Zealous.


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