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Top 5 Payment Gateways in Australia (Editor’s Picks)


As the digital economy continues to flourish in Australia, the role of efficient payment gateways has become integral to the success of online businesses. Whether you’re experienced or new to online business, choosing the right online payment gateways in Australia is important.

Picture this: You’re an ambitious entrepreneur, eager to kickstart your e-commerce adventure from the sunny shores of Australia. Your website is almost as ready as a kangaroo hopping to its next destination, your products are top-notch, and your marketing strategy is solid. But there’s one crucial aspect you can’t afford to overlook: secure payment gateways in Australia.

Understanding the top payment gateways in Australia is not only essential for businesses aiming to streamline their financial operations but also for consumers seeking a seamless and trustworthy online shopping experience.

So our dear reader, if you are searching for the best Australian payment gateways, you are at the right place. This blog is your guiding light, illuminating the path to the best payment gateway in Australia. We’ll discuss the most user-friendly, efficient, and reliable options available down below.

List of Top 5 Best Payment Gateways in Australia

These are the top 5 Australian-based payment gateways. Let’s understand each in detail:

1- eWay

eWay is a widely used Australian payment gateway that enables businesses to accept online payments. In Australia, it stands out as one of the most popular choices, serving over 100,000 merchants for their payment processing needs. eWay is also PCI compliant, meaning that it meets the highest standards for security and data protection.

eWay offers a variety of features, including:

  • Credit and debit card processing.
  • Recurring payments.
  • Online checkout pages.
  • Fraud prevention tools.
  • Integration with popular shopping carts and e-commerce platforms.


  • Local support: eWay is based in Australia and offers 24/7 support to its customers.
  • Fast processing: eWay processes payments quickly, with most payments being processed within 3 business days.
  • Range of customization options: eWay offers a variety of customization options, including the ability to customize the checkout process and add your own branding.
  • Robust fraud prevention tools: eWay has a range of fraud prevention tools to help protect your business from fraudulent transactions.


  • Fees: eWay’s fees can be higher than some other payment gateways, especially for smaller businesses.
  • Complexity: eWay’s setup and integration process can be complex, especially for businesses with limited technical expertise.

2- Secure Pay

Secure Pay, as the name suggests, puts security at the forefront. With a strong focus on data protection and secure transactions, this Australian payment gateway is like having your personal kangaroo bodyguard for all your payment needs.

Some of the features of Secure Pay include:

  • Recurring payments for subscriptions.
  • Customizable online checkout pages.
  • PCI compliance for top-tier data security.
  • Supports international payments in various currencies.

Pros of Secure Pay:

  • Ironclad security: Your customers’ data is well-protected with the latest security measures.
  • Payment flexibility: Choose from various payment methods to suit your business needs.
  • Easy integration: Even non-tech-savvy businesses can easily incorporate Secure Pay.
  • 24/7 customer support: Get assistance anytime you need it.
  • Trusted brand: Supported by Australia Post, a well-established and reliable company.

Cons of Secure Pay:

  • Complex pricing: Understanding the pricing structure can be challenging due to multiple fees.
  • Slow customer support: Some users experience delays in response from customer support.

3- 2Checkout

Another option that falls under the top 5 best payment gateways in Australia is 2Checkout. 2Checkout is your global mate in the world of payment gateways, offering services across 200 countries, including Australia. It is a good choice for businesses that need to accept payments from customers all over the world.

Key features of 2Checkout:

  • Global payment processing (100+ methods, 200+ countries).
  • Robust fraud protection measures.
  • Comprehensive sales and transaction analytics.
  • Seamless integration with popular e-commerce platforms.
  • 24/7 merchant support.

2Checkout Pros:

  • Global reach for international sales.
  • 100+ payment methods for customer convenience.
  • Strong fraud prevention measures.
  • Detailed sales and transaction analytics.
  • Versatile integration with e-commerce platforms.
  • 24/7 merchant support.

2Checkout Cons:

  • Higher fees, particularly for small businesses.
  • Complex setup, challenging for less tech-savvy businesses.
  • Limited multilingual support for businesses with diverse customer bases.

4- ANZ eGate

ANZ eGate is the Australian payment gateway that proudly wears its Australian and New Zealand roots on its sleeve. It’s designed for local businesses with local needs.

ANZ eGate Key Features:

  • Accepts Australian and New Zealand dollars.
  • Seamless integration with popular local shopping carts.
  • Effective fraud protection measures.
  • Competitive pricing for businesses of all sizes.
  • Local 24/7 customer support.

ANZ eGate Pros:

  • Locally owned and tailored for Australian and New Zealand businesses.
  • Supports local currencies and shopping carts.
  • Strong fraud protection, competitive pricing, and local support.
  • PCI compliant for enhanced security.

ANZ eGate Cons:

  • Limited to Australia and New Zealand.
  • Accepts fewer payment methods.
  • Setup can be complex, especially for tech novices.


Okay, we’ve got a little extra treat for you because we couldn’t resist mentioning Stripe when we are talking about choosing the best payment gateways in Australia. While not originally from the Land Down Under, Stripe has made a significant impact in Australia due to its versatility and robust features.

Some of the key features of this payment gateway is:

  • Subscription management.
  • Stripe Connect for marketplaces.
  • Advanced fraud prevention with Stripe Radar.
  • Customizable data analysis with Stripe Sigma.
  • Business incorporation support with Stripe Atlas.
  • Card issuance capabilities.
  • Commitment to environmental sustainability with Stripe Climate.

Stripe Pros:

  • Global reach with 200+ accepted countries.
  • Diverse payment methods and robust fraud protection.
  • Easy integration with popular e-commerce platforms.
  • Competitive pricing and 24/7 support.

Cons of Stripe:

  • Complex pricing structure.
  • Potential hidden fees like chargeback and international transaction fees.
  • Occasional account freezes without notice.

Comparison Table- Top 5 Payment Gateways In Australia

Feature eWay Secure Pay 2Checkout ANZ eGate Stripe
Global reach Yes Yes Yes No Yes
Range of payment methods Wide Wide Wide Limited Wide
Fraud protection Yes Yes Yes Yes Yes
Integration Easy Easy Medium Easy Easy
Local support Yes Yes Limited Yes Yes
PCI compliance Yes Yes Yes Yes Yes

Price Estimation Of Top Australian Based Payment Gatways

Payment Gateway Base Rate Transaction Fee
eWay 2.95% $0.30
SecurePay 2.65% $0.30
2Checkout 3.5% $0.35
ANZ eGate 2.75% $0.30
Stripe 1.75% $0.30

Wrapping up

Each of these top 5 best payment gateways in Australia has its unique strengths. For local trust, consider eWay. For top-tier security, it’s Secure Pay. 2checkOut goes global, while ANZeGate serves local businesses. And there’s Stripe, offering versatility and global reach.

Choose the online payment gateway that suits best your business goals.

If you ever feel lost, Zealous always has your back. We’re here to support your business goals with top-notch and custom eCommerce website development services in Australia.

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    Pranjal Mehta

    Pranjal Mehta is the Managing Director of Zealous System, a leading software solutions provider. Having 10+ years of experience and clientele across the globe, he is always curious to stay ahead in the market by inculcating latest technologies and trends in Zealous.


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