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5 Best WooCommerce Payment Gateways + How to Pick the Best One for You


Running a WooCommerce store is exciting, but accepting payments smoothly is crucial for success. The right payment gateway ensures a seamless checkout experience for your customers and keeps your finances secure. But with so many options available, choosing the best one can be overwhelming.

Online payments can be overwhelming, especially for new WooCommerce store owners. Choosing the right payment gateway is crucial for a smooth customer experience and a successful business.

This blog post will guide you through the top 5 WooCommerce payment gateways and help you pick the perfect one for your needs.

Top 5 WooCommerce Payment Gateways:

1. Stripe

Stipe WooCommerce payment gateway

This popular gateway boasts ease of use, global reach, and support for various payment methods like credit cards, Apple Pay, and Google Pay. It offers transparent pricing, robust security features, and seamless integration with WooCommerce payment gateways. However, transaction fees can be slightly higher compared to some competitors.

Service Stats:

  •     Transaction Fee: 2.90% + $0.30 per card or digital wallet transaction
  •     Supported Currencies: 135+ currencies
  •     Supported Regions: 46 countries


  • Easy integration with WooCommerce.
  • Supports various payment methods.
  • Advanced features for subscription management.
  • Global reach with support for multiple currencies.


  • Some users may find its fee structure slightly complex.

2. PayPal

PayPal WooCommerce payment gateway

PayPal offers a familiar and convenient checkout experience for millions of users worldwide. It simplifies recurring payments and provides buyer protection, making it ideal for building trust with new customers. However, transaction fees can be higher for larger transactions, and integration with additional features may require paid subscriptions. When considering the top WooCommerce payment gateways, PayPal stands out as a trusted and widely-used option.

Service Stats:

  •     Transaction Fee: 2.99% + fixed fee per card transaction
  •     Supported Currencies: 25 currencies
  •     Supported Regions: 200+ countries


  • Trusted and familiar payment option.
  • Accepts various payment methods.
  • Global coverage with support for over 200 markets.
  • Smart Payment Buttons enhance conversion rates.


  • Transaction fees can be relatively higher for certain businesses.

3. WooCommerce Payments

WooCommerce Payment gateway

This official gateway by WooCommerce offers competitive pricing, seamless integration, and direct deposit capabilities, making it one of the best WooCommerce payment gateways. It also benefits from close support from the WooCommerce team. However, it’s currently only available in select countries and lacks some advanced features offered by other gateways.

Service Stats:

  •     Transaction Fee: 2.90% + $0.30 per local transaction for US-issued cards
  •     Supported Currencies: 135+ currencies
  •     Supported Regions: 38 countries


  • Native integration with WooCommerce.
  • Simplified setup and configuration.
  • Transparent pricing with no monthly fees.


  • Limited international support compared to some other gateways.

4. Authorize.net

Authorize.net WooCommerce payment gateway

Owned by Visa, this secure and reliable WooCommerce payment gateways support a wide range of payment methods and offers advanced fraud prevention tools. It’s particularly suitable for high-risk businesses. However, setup fees and monthly charges can add up, and the user interface can be less intuitive compared to some competitors.

Service Stats:

  •     Transaction Fee: 2.90% + $0.30 per credit card transaction
  •     Supported Currencies: 12 currencies
  •     Supported Regions: United States, Canada, United Kingdom, Europe, and Australia


  • Robust security features and fraud prevention tools.
  • Scalable for businesses of varying sizes.
  • Accepts major credit cards and e-checks.


  • Transaction fees might be higher for smaller businesses.

5. Square

Square WooCommerce payment gateway

This WooCommerce payment gateway shines for businesses with both online and physical stores, offering unified inventory and checkout management. It stands out for its competitive pricing and ease of use. However, Square’s international reach is limited, and it may not be ideal for high-volume businesses due to transaction caps.

Service Stats:

  •     Transaction Fee: 2.90% + $0.30 per transaction for Free and Plus users
  •     Supported Currencies: based on the supported countries
  •     Supported Regions: US, Canada, Australia, Japan, the United Kingdom, the Republic of Ireland, France, and Spain


  • Ideal for businesses with a physical presence.
  • Transparent pricing and straightforward interface.
  • Comprehensive reporting and analytics tools.


  • Transaction fees may be higher compared to some competitors.

How to Pick the Best WooCommerce Payment Gateway?

Choosing the right one for your WooCommerce store can feel like navigating a maze blindfolded. Fear not, fellow entrepreneur! This guide will equip you with the knowledge and tools to pick the perfect getaway that aligns with your unique needs.

Target Audience: 

Who are your customers? Understanding their location and preferred payment methods (credit cards, digital wallets, etc.) is crucial. For instance, offering popular local payment options can significantly boost conversions.

Transaction Volume:

High-volume stores might prioritize gateways with lower per-transaction fees, while smaller businesses might favor flat monthly charges. Analyze your projected sales to make an informed decision.


Compare pricing structures carefully. Consider monthly fees, transaction fees, currency conversion fees (if applicable), and any additional charges. Remember, the cheapest option isn’t always the best.


Data breaches are a nightmare. Ensure your chosen gateway prioritizes security with features like PCI compliance, fraud prevention tools, and robust data encryption.


Does the gateway offer features you need, like recurring payments, international support, or advanced fraud detection? Consider your current and future needs to avoid switching gateways later.

Ease of Use:

A user-friendly interface is key for both you and your customers. A smooth setup process, intuitive checkout experience, and clear reporting features contribute to a positive user experience.


Choose a gateway that seamlessly integrates with your WooCommerce store and existing plugins. Avoid compatibility headaches and ensure a smooth workflow.


In conclusion, the choice of a WooCommerce payment gateway significantly influences your online store’s success. Evaluate the unique needs of your business and customers to make an informed decision. By selecting the right payment gateway, you can enhance user experience, build trust, and ultimately boost your eCommerce revenue. If you’re based in Australia and looking to elevate your online store further, consider partnering with a reputable eCommerce website design company in Australia. Their expertise can contribute to a visually appealing and user-friendly website that complements your chosen payment gateway. 

Additionally, for WordPress development tailored to your specific requirements, collaborating with a leading WordPress development company in Australia is key. Together, these strategic partnerships can ensure a seamless integration of your preferred payment gateway into a professionally designed and optimized online store, setting the stage for unparalleled success in the competitive e-commerce landscape.

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    3 responses to “5 Best WooCommerce Payment Gateways + How to Pick the Best One for You”

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